Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing the dashboard, or otherwise using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms, together with any policies referenced herein, including our Privacy Policy. These Terms apply to all visitors, users, and others who access the Service.

2. Description of Service

Sagar Mulyraj provides an AI-driven decision-support dashboard intended to assist users with data-led analysis. The Service is informational in nature and does not constitute financial, investment, legal, or tax advice. Any outputs, signals, scores, or analyses generated by the Service are provided for informational purposes only and should not be relied upon as the sole basis for any decision.

3. Eligibility and Account Responsibility

You must be of legal age in your jurisdiction of residence to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

4. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, interfering with the Service's operation, reverse-engineering any part of the platform, scraping or harvesting data without permission, or using the Service for unlawful purposes.

5. No Financial Advice

Nothing provided through the Service should be construed as a recommendation, solicitation, or offer to buy or sell any financial instrument. Markets involve risk, including the potential loss of principal. You are solely responsible for any decisions made based on information obtained through the Service, and we encourage consultation with a qualified professional before acting on any analysis.

6. Intellectual Property

All content, design elements, software, and materials associated with the Service are the property of Sagar Mulyraj or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any part of the Service without prior written permission.

7. Subscription, Fees, and Access

Where applicable, access to certain features of the Service may require payment of fees. Fee structures, billing cycles, and cancellation terms, where relevant, will be disclosed at the point of purchase or sign-up. We reserve the right to modify pricing or access tiers with reasonable notice.

8. Service Availability

We aim to keep the Service accessible and operational, but we do not guarantee uninterrupted or error-free access. The Service may be suspended, restricted, or modified at any time for maintenance, updates, or other operational reasons, with or without prior notice.

9. Disclaimers and Limitation of Liability

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. To the fullest extent permitted by applicable law, Sagar Mulyraj shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of or inability to use the Service.

10. Indemnification

You agree to indemnify and hold harmless Sagar Mulyraj, its affiliates, and personnel from any claims, damages, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

11. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, including in cases of suspected violation of these Terms, without prior notice where circumstances warrant. You may also discontinue use of the Service at any time.

12. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction applicable to Sagar Mulyraj's operations, without regard to conflict of law principles. This section should be adapted to reflect the specific jurisdiction relevant to your business.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

15. Contact

Questions regarding these Terms can be directed to us through the contact details provided on our Contact page.